What is an FMO and Why Agents Are Moving Away From Them

FMOs (Field Marketing Organizations) have been the gatekeepers of insurance distribution for decades. But in 2025, many agents are rethinking the model. Why? Because there’s a better way.

FMOs (Field Marketing Organizations) have been the gatekeepers of insurance distribution for decades. But in 2025, many agents are rethinking the model. Why? Because there’s a better way.